Business Share Certificate

Improve your earnings without risking any of your company's cash assets. Pick the term to earn a guaranteed fixed rate — and guaranteed is always a good thing for your bottom line.

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  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • Early withdrawals subject to penalty*
  • No set-up fees
  • $1,000 minimum deposit to open
  • Step up your rate one time over the term
  • Helpful should the market value rise over the course of your term
  • 24-month term
  • $5,000 minimum deposit to open
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*The amount of the early withdrawal penalty is based on the term of your account. The penalty schedule is as follows:

  • Terms of 6 months or less – 90 days' worth of dividends
  • Terms of longer than 6 months – 180 days' worth of dividends