Overdraft Privilege & Protection

When it comes to overdraft protection, you have options. We offer both overdraft privilege and overdraft protection.

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  • Avoid insufficient funds fees
  • Make sure transactions clear
  • Choose the plan that's right for you:
    • Overdraft Privilege: A discretionary service designed to help prevent your insufficient funds items from being returned or declined
    • Overdraft Protection: Links to a First Capital savings account

Learn More

View our brochure (PDF) to learn more about overdraft privilege and how it may benefit you.

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