Personal Loans | Apply Now | First Capital FCU

Auto Loans

Competitively low rates for new or used vehicles
Up to 115% financing for qualified borrowers
Quick pre–approval available for extra bargaining power at the dealership

Recreational Vehicle Loans

Competitively low rates for a wide range of recreational vehicles
Finance RVs, ATVs, motorcycles, campers, jet skis, and more
Various terms available

Personal Loans

Competitively low rates for a wide range of personal needs
Repayment terms aligned with your unique needs
Local Central Pennsylvania decision–making and processing

Share Secured Loans

Secured by funds established in a First Capital savings account
Potentially lower rates due to collateral backing
Keep your savings intact and incurring dividends

First Line of Credit

Competitively low rates for several personal, ongoing needs
Helps balance the fluctuation between your monthly income and expenses
Apply once, then withdraw as needed thereafter

Credit Builder Loans

Get the help you need to build or repair your credit
Receive a competitive, fixed interest rate
Secure your loan with automatic deposits into a First Capital share account