Compare Our Accounts
High Dividends
Kasasa Cash ®
Learn MoreCost
- No minimum balance
- No monthly fee
Rewards
- Earn 2.25% APY* on balances up to $10,000
- Earn 2.25% to 0.36% APY on balances over $10,000 depending on balance in account*
- Earn 0.03% APY* if qualifications aren’t met
- Refunds on ATM withdrawal fees nationwide (up to $20 monthly)*
Qualifiers
- Have at least 12 debit card purchases post and settle
- Be enrolled in and log into FirstCap Connect (Online or Mobile Banking)
- Be enrolled in and agree to receive eStatements
No Penalties
- Account is still free
- Earn 0.03% APY* on your entire balance if qualifications aren't met
- Try to earn rewards during the next cycle
Minimum Opening Deposit
$0 in branch/$10 online
Open Now
Cash Back
Kasasa Cash Back ®
Learn MoreCost
- No minimum balance
- No monthly fee
Rewards
- 3.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $108 cash back per year, $9 per month
- Refunds on ATM fees nationwide (up to $20 monthly)*
Qualifiers
- Have at least 12 debit card purchases post and settle
- Be enrolled in and log into FirstCap Connect (Online or Mobile Banking)
- Be enrolled in and agree to receive eStatements
No Penalties
- Account is still free
- Try to earn rewards during the next cycle
Minimum Opening Deposit
$0 in branch/$10 online
Open Now
Entertainment Refunds
Kasasa Play ®
Learn MoreCost
- No minimum balance to earn rewards
- No monthly maintenance fee
Rewards
- Earn as much as $120 cash back per year†
- Refunds on ATM fees nationwide (up to $20 monthly)†
Qualifiers
- Have at least 12 debit card purchases post and settle
- Be enrolled in and log into FirstCap Connect (Online or Mobile Banking)
- Be enrolled in and agree to receive eStatements
No Penalties
- Account is still free
- Try to earn rewards during the next cycle
Minimum Opening Deposit
$0 in branch/$10 online
Open Now
Traditional
Share Draft Account
Learn MoreCost
- No minimum balance
- No monthly fee
Rewards
- Competitive dividends on balances of $1,000 or more
- Dividends to be paid on full balance once minimum balance is reached
- Surcharge-free ATMs available
Qualifiers
Maintain an average daily balance of at least $1,000 to earn dividends
No Penalties
N/A
Minimum Opening Deposit
$0 in branch/$10 online
Open Now
Are you a current member of FINAME?
If you’d like to open an additional membership, please select “No”
Are you a current member of FINAME?
If you’d like to open an additional membership, please select “No”
Are you a current member of FINAME?
If you’d like to open an additional membership, please select “No”
View All Checking Accounts
Free Kasasa Cash Checking:
*APY=Annual Percentage Yield. APYs accurate as of 06/16/2014. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.25%; and (3) balances over $10,000 earn 0.15% dividend rate on portion of balance over $10,000, resulting in 2.25% - 0.36% APY depending on the balance. If qualifications are not met, all balances earn a base rate of 0.03% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per primary member SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
Free Kasasa Cash Back Checking:
*When monthly qualifications are met, you receive 3.00% cash back on check card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $9 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying check card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Limit one account per primary member SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
Free Kasasa Play Checking:
†When monthly qualifications are met, you will receive up to $10.00 reimbursement for debit card purchases made with qualified streaming video, audio, or gaming services located here: https://www.kasasa.com/play-partners. Purchases for qualified streaming services must be completed using your debit card associated with your Kasasa Play account and must post and settle to your account within the Monthly Qualification Cycle. In order to be reimbursed, those purchases must be completed using your debit card associated with your Kasasa Play account and must post and settle to your account no more than (30) days after the Monthly Qualification Cycle in which you qualified ends. In addition, up to $20.00 in ATM fees assessed at domestic ATMs we do not own or operate will be refunded and credited to your account on the last day of the calendar monthly statement cycle. ATM receipts must be presented for reimbursement of an individual ATM fee of $5.00 or higher. If you do not meet all of the minimum qualification requirements during the Monthly Qualification Cycle, you will not receive the streaming services reimbursement and ATM fees will not be refunded to you. If you close your account, you will not receive reimbursements that have not yet been credited to your account.