Club Savings
Christmas Club
- Set aside little by little over the course of multiple months leading up to Christmas
- Competitive dividends paid on entire balance
- No monthly service fee
- No minimum balance requirements
- Make deposits in any amount you're comfortable with
- Set up direct deposit for an easy way to build savings
- Avoid holiday-induced debt and stress
- Funds automatically transferred to your First Capital Federal Credit Union Share Savings account on the first business day of October
- Early withdrawals will result in a $10 penalty
- Free Electronic Services
- No minimum deposit to open
Vacation Club
- Set aside little by little throughout the year for your ideal vacation
- Competitive dividends paid on entire balance
- No monthly service fee
- No minimum balance requirements
- Make deposits in any amount you're comfortable with
- Set up direct deposit for an easy way to build savings
- Avoid seasonal periods of credit card debt and financial stress
- Funds available upon request
- Free Electronic Services
- No minimum deposit to open
College Club
- Set aside little by little for your college education
- Competitive dividends paid on entire balance
- Earn an even higher rate by making regular monthly deposits of $20 or more
- No monthly service fee
- Make deposits in any amount you're comfortable with
- Set up direct deposit for an easy way to build savings
- Funds automatically transferred to your First Capital Federal Credit Union Share Savings account on the first day of the calendar month following your 18th birthday
- Early withdrawals before the age of 18 will result in a penalty*
- Free Electronic Services
- $20 minimum deposit to open
*Waived with verification of enrollment in college or another institution of higher education.