Saving for Your Future: Best Practices for Building an Emergency Fund
According to Bankrate?s Annual Emergency Savings Report, 59% of Americans are unsatisfied with their emergency funds. Many struggle to build one post-pandemic through high inflation and interest rates.
Financial Literacy for Young Adults: Building a Strong Financial Foundation
Financial mistakes can have lasting consequences. It may not seem like much, but the cost of a daily Grande Cafe Latte can quickly add up as a significant monthly expense. That and other financial mistakes can set young adults up for a life where they really don't own anything and owe way more than they can pay off in their lifetime. The good news is that while common, these mistakes can be avoided with the right financial tips for young adults and habits.
Money Saving Tips for College Students: Budgeting and Financial Strategies
Saving money as a college student starts with developing a thrifty mindset and forming solid financial habits. Evidence shows that actions like creating a budget, seeking part-time work, and using student discounts drastically reduce daily expenses.
The Ultimate Guide to Choosing the Best Credit Union for Your Needs
The best credit unions are the ones that balance superior member services with rewarding financial benefits. These credit unions should not only offer competitive interest rates, lower fees, and an array of financial products but also cater to your unique needs, proving that not all credit unions are built alike. For many, it'll be surprising to find that this can often mean choosing a smaller local credit union, rather than a larger corporation, as personalized service is a pillar of strength for these establishments. It starts with understanding your own needs and values. In this blog post, we will delve into what is the best credit union and how First Capital FCU can help you achieve all your financial goals by joining us.
Beyond Banking: The Insider's Guide to Successfully Applying for a Credit Union Loan
Getting a loan can be an overwhelming experience, but it doesn't have to be - especially when you're a part of a credit union that values you! Whether you're a financial wizard or taking your first plunge into the borrowing world, credit unions offer a friendly, community-focused alternative to traditional banking. And guess what? We're here to share the inside scoop on how to successfully apply for a credit union loan!